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How a 529 Plan Can Benefit You: Estate Planning and Wealth Transfer

A 529 plan may offer multiple benefits as part of an estate planning and wealth transfer strategy.

Estate Tax Changes in 2025: What Wealthy Individuals Need to Know

Changing policies and regulations periodically reshape the landscape of estate tax laws.

How to Optimize Your Social Security Retirement Benefits

Social Security (SS) retirement benefits are a vital component of retirement income for many people.

Should You Be Concerned About the State of Social Security?

Social Security, established in 1935, provides financial benefits to the elderly, disabled, and disadvantaged groups.

Financial Planning in Today’s Fast-Paced World

In today’s fast-paced environment, careful financial planning is crucial when it comes to growing and preserving your wealth.

Old 401(k), New Tricks: 6 Tips for Rolling Over Your 401(k)

Ttips to help the rollover process go quickly and smoothly for you.

Stay Calm and File On Time! 7 Need-to-Know Tips for Last-Minute Tax Filing

If you know you usually wait until the last minute to file your taxes, a to-do list could help you stay motivated and on top of your responsibilities.

The Unexpected Limitations of Personal Tax Deductions

Read about some of the more common tax deductions, their unexpected limitations, and their potential implications.

An In-Depth Guide to Social Security Retirement Benefits and Taxes

Social Security is a vital component of retirement income for many.

Retiring Early As a Couple: A Financial Love Story

Retiring early as a couple is a goal shared by many, and if planned comprehensively, it may provide opportunities for travel, passion projects, and more quality time together.

Death and Taxes: What to Know About Estate and Inheritance Taxes

There are only two things in life you can count on happening at some point--death and taxes.

What You Need To Know for the 2024 Tax Season About Credits, Deductions, and Policies

The 2024 tax season is approaching, so be prepared for any changes that could affect your return.

How To Factor Taxes Into Your Retirement Planning

Retirement planning is not just about saving money — it’s about surviving on the money you saved and may receive in retirement, such as Social Security benefits.

What’s New for RMD Requirements

A critical aspect of retirement planning is understanding the rules and requirements surrounding Required Minimum Distributions (RMDs) from retirement savings accounts.

Post-Holiday Financial Recovery: Bouncing Back from Seasonal Spending

The holidays are a season of giving, rejoicing, and celebrating. And sometimes, being joyous means having to spend some money

First Time Donor? Here’s How to Start Your Philanthropic Journey

High-net-worth (HNW) individuals play a crucial role in fostering positive change and impact on a global scale. However, for many first-time donors, the world of philanthropy can seem overwhelming or challenging to navigate.

Investing with Purpose: A Step-by-Step Guide to Creating an Investment Savings Plan

Creating an investment savings plan (ISP) is essential for keeping you on track toward your goals and building wealth.

Make the Most of Your Tax Write-Offs for Giving Tuesday

Here are some tips and tricks for managing your deductions and charitable purposes on Giving Tuesday.

How Much Should I Have in My 401(k)?

A crucial aspect of planning involves understanding how much money you should aim to have in your 401(k) now, based on your age, as you save for retirement.

The Power of Purposeful Giving: Tax Planning Insights for Charitable Deductions

Charitable contributions are personally rewarding and also have the potential to be tax-saving opportunities.

Aging with Financial Security: Practical Steps for Planning Your Parents' Finances

There are often red flags you may notice that indicate your parents have reached a point where they need help with their finances

The Early Bird Advantage: Why Timely Year-End Planning is Essential

Every year, the holiday season sneaks up on us and, before we get to turn around, it’s over.

How Charitable Giving Can Bolster Your Estate Plan Before the Tax Cuts and Jobs Act Sunsets

In 2017, the passing of the Tax Cuts and Jobs Act (TCJA) offered many different taxpayers a variety of benefits including changing deductions, depreciation, expensing, tax credits, and other tax-related items.

Turning Fortune into Financial Freedom: A Beneficiary’s Guide to Handling an Inheritance

Inheriting comes with many emotions, from sadness to confusion to perhaps even joy or relief.

Nuances of Medicare – 5 Things to Keep in Mind

Medicare is complex with many different moving parts involved.

You Might Not Want to Max Out Your 401(k) Right Away

Contributing to a 401(k) plan is an excellent method for saving for retirement.

Retiring on Your Own Terms: 7 Ways You Can Work Toward an Early Retirement

Many dream of working toward early retirement, but getting there generally doesn’t happen by accident.

How to Navigate Buying a Home During High Inflation

With rising housing prices and interest rates, you may feel pressured to jump on the carousel to avoid being left behind.

Overcoming the Dual-Caregiving Dilemma

The "Sandwich Generation" is composed of adults who are ‘sandwiched’ between competing financial responsibilities.

Unlocking Your Social Security Potential: A Comprehensive Guide

Nearly every American worker includes Social Security benefits as part of their comprehensive retirement plan.

Retirement Planning: The Ultimate Endless Summer Adventure

Here are some tips and tricks to help manage your retirement to have the goal of being carefree and relaxing as a child's summer vacation.

6 Telltale Signs You're Not Saving Enough for Retirement

Consider these six telltale signs to help you decide if today is the day you need to change your saving strategy.

5 Homeowner Estate Planning Tips to Consider

Estate planning helps disperse your assets according to your wishes.

A Quick Guide to 529 Plans and College Savings: Dispelling Common Myths and Misconceptions

529 plans are a tool for those looking to save for college for their children, grandchildren, or any family member.

Smart Strategies for Staying Ahead in Uncertain Markets

Over the past few years, the market has appeared to be on a rollercoaster, providing investors with moments of excitement followed by heart-palpitating anxiety.

Assessing Your Retirement Preparedness in the Modern Age

Did you know, accor-ding to CNBC, more Americans are expected to turn 65 through 2027 than at any other time in history?

The Importance of Choosing the Right Life Insurance Policy for Your Retirement Years

Life insurance has its benefits, and choosing a manageable life insurance policy is a critical step in your retirement planning.

The Hidden Gems of IRAs: 5 Little-Known Facts You May Not Know

Look past the surface, examine it closer, and you may be surprised that numerous accounts, including your IRAs, contain hidden gems and little-known facts you didn’t know existed.

Social Security Isn’t Enough: How Social Security Fits into a Well-Rounded Retirement Plan

If you're nearing retirement age, you know the Social Security process and how much you will likely receive.

It’s Not Too Late to Become Financially Literate

No matter your age, when you understand how to manage your money and finances, you can make sound financial decisions and take the needed steps toward your financial goals.

Social Security Simplified: Common Questions and Answers

Whether you are getting close to retirement or even if retirement is still a little way off, here are some common questions and answers regarding Social Security.

Is a 529 to Roth IRA Rollover Right for You? Here's What You Need to Know

If you have a 529 education savings plan, it can now be converted to a Roth IRA.

How High Earners Can Build a Strong Retirement with Their 401(k)

Approximately 60 million workers contribute to a 401(k)-retirement plan.

Understanding Tax Filing Options: Which One is Right for You?

Nowadays, when it comes to filing your taxes, there are numerous options.

Why Women are More Savvy Investors than Men

Learn a few of the reasons women are considered more savvy investors.

A Taxpayer’s Guide to Exemptions, Deductions, and Credits

When filing your income taxes, each taxpayer is different.

Caring For Your Family Members While Preparing For Retirement

Caring for family members may make planning and preparing for retirement a little challenging, so it is essential to consider a few things.

Retirement Planning: A Map to Changes in 2024

Navigating these demands an adaptable approach to planning your finances.

Investing Made Easy: How to Start Small

Investing is an essential tool for building wealth and independence.

6 Tips for Reducing Social Security Taxes

Determining how your income impacts Social Security (SS) taxes is important for tax planning.

8 Financial Wellness Tips to Help Manage Generational Wealth

Here are some financial wellness tips to help manage generational wealth transfer more confidently:

5 Financial Bad Habits to Cut This Year

Here are five overlooked financial bad habits that could be draining your bank account.

Key Financial Wellness Metrics for Near-Retirement Individuals

This article explores eight key financial wellness metrics individuals must monitor as they approach retirement.

Ringing in the New Year in Your Golden Years

Whether you are just entering your golden years or are already several years in, setting goals to stay on track and maintain your health, happiness, and finances is essential.

Financial Resolutions for Individuals Nearing Retirement

Getting close to retirement is exciting, but it often brings a little worry about your financial future.

Dos and Don'ts for Investing During the Holidays

In the world of investing, the "holiday effect," as it is often referred to, is a phenomenon where stock prices see an increase right before a major holiday.

Spreading Holiday Cheer with Year-End Giving

The holidays are nearly upon us – a time of giving, goodwill to others, and embracing traditions.

Year-End Tax Planning Considerations for Capital Gains

As the end of the year approaches, investors need to focus on tax-related considerations, particularly regarding capital gains.

Year-End Financial Planning for Families

Year-end financial planning can help you assess your family’s financial situation, identify areas for improvement, and set achievable goals for the future.

Qualified Charitable Distributions for RMDs

Qualified Charitable Distributions (QCDs) are vital for those who must take an annual required minimum distribution (RMD) but seek a tax-advantaged strategy that may help lower their adjusted gross income (AGI).

How to Give Well and Wisely

Having a desire to give and a philanthropic mindset are both important qualities to possess in modern society.

Navigating the 4 Phases of Retirement

Retirement seems like a long way off, but it arrives faster than you think. The big question is, are you ready?

Estate Planning and Asset Protection: Are They The Same?

You may sometimes hear the terms "estate planning" and "asset protection" used interchangeably. They actually have different meanings, and it's important to incorporate both strategies into future financial plans.

Investing vs. Saving: Key Differences and Why Your Money Mindset Matters

You often hear people discuss "saving for retirement,” but in many cases, they're actually referring to their investing.

A Financial Checklist for Life-Changing Events

When it comes to financial planning, people often think of financial professionals as people who assist with strategies for retirement planning.